Still, with proper guidance, all three of these objections can be overcome and you can still achieve your fitness goals without spending a lot. Try these ideas and tips:
1. You don't NEED a gym to workout: Not even a home gym. In fact, your local park and community recreation center has many offers to help you engage in exercise, such as small group classes for $5-20/class, trails to walk or run, and large fields to play (soccer, football, tai chi, etc.). The environment itself can be your own training facility. You can bring simple exercise tools to the park or just use your body weight.
Check out this article which provides a good idea of what to do. http://www.fox8.com/lifestyle/health/sns-fitness-outdoor-gyms,0,4205145.story?page=5
Cost: free (not really, since your taxes pays for the city parks); classes $5-20.
2. Low tech equipment: 19th century technology would be your best option for strength, power, core, balance, and agility training. Not only are these equipment portable, they take up

-Dumbbells, kettlebells, rubber tubings, broom handles, jump rope, medicine balls, rice sack/sandbag, boxing equipment, foam rollers, steps, cones, hula hoops, beach towel.
Your limitation is your imagination.
3. Group training: Hiring a personal fitness trainer (PFT) may no longer be an option for those with a very tight budget. The average hourly rate for a PFT in the United States is $55/hour (as of 2006). Rates vary by region and socio-economincs. A PFT in West Hollywood would be about $80-120/hour while one in a small town in Idaho may charge $39-49/hour.
Group fitness training is a better option for those who are on a budget and and would like the benefits of personal training. There are two options: small group personal training or "boot camp" classes.
Small group training can be done between 2-6 people, depending on the trainer's and the group's preference. The benefit of this mode of training is that the participants engagement in similar activities while the trainer addresses issues and concerns on an individual level. This is excellent for couples, friends with simliar goals, and sport groups. Individual exercise portfolio may also be provided by the PFT. Sessions: $25-40 per person
Boot-camp style training can be done on a larger scale from 6-20 people (maybe more). Although this mode lacks individual attention, boot camp training are usually higher intensity and are conducted in a fast-paced level than other training methods. Be sure that you are in great physical fitness condition before participating in any boot camp. Classes $10-20 per person.
Half-hour personal training sessions: Sometimes you may not need a full hour to work with a PFT. A little guidance and motivation may all it takes to help you get to where you need to go. If you are a self-starter and are experienced in exercise, then this may be a better option for you. Sessions: $30-40/per person.
Regardless of what you choose, having a qualified PFT can not only help you set out a plan for your fitness and health goals, but also to prevent common injuries associated with improper exercise and poor planning, much like a finanical planner helping you invest and make smarter financial decisions.
In the next article, you will learn how to choose the right PFT for you.
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